JCB Agricultural Enterprise Scheme

JCB Finance has supported UK agriculture for over five decades and has helped farmers and contractors acquire tens of thousands of JCB machines and many other assets to help grow their business. 

If you’ve got the drive and determination to start your own contracting business, JCB Finance can be a trusted partner to your business to help you invest in a successful future with your own JCB 3CX Sitemaster.

The 3CX Sitemaster opportunity

Available from only £210+vat per week over 5 years, complete with JCB Machine Care warranty (upto 4,000 hours) the affordable JCB 3CX Sitemaster is a versatile tool for farm and agricultural tasks that saves on labour, boosts productivity and can become a source of income in its own right. One machine - Many ways to earn.

Price based on 3+57 monthly payments on a JCB FlexiLease working in a standard application up to 700 hours per year.  Return conditions apply and you do not own the machine at the end but you can help find a buyer at the end, giving your supplying dealer first refusal, any sale proceeds over the investment value of £21,975+vat is yours to keep.

New venture?

How JCB Finance can help you secure your own JCB

JCB Finance has established the JCB Agri Enterprise Scheme, an initiative that combines everything you’ll need to start, fund and operate a successful contracting business with further support available from the JCB group and banking partners NatWest and their specialist Agriculture teams, committed to providing sector expertise, practical support and access to funding solutions that help businesses build confidence, resilience and long-term success.

When setting up a business there’s a lot to organise so you’ll need a helping hand. We understand what it takes to get a successful business off the ground so our specialist team will provide practical support and guidance every step of the way.

Knowledgeable about the value of JCB machines and their pivotal role in how a business can earn or save money, JCB Finance’s approach to credit underwriting is based on our understanding of the industry and common sense, rather than relying solely on financial accounts analysis. This approach is underpinned by the customer’s business plan and tailored solutions to meet the needs of your enterprise.

JCB Agri Enterprise Scheme - Eligibility

• UK Business
  Limited company registered in England, Scotland, Wales or Northern Ireland, or a sole trader or a partnership.  See Set up a business - GOV.UK for more information on how to set up a business.
• Agricultural Focus
  Your proposed business plan must have agriculture as the core business activity.
• 18+ years of age
• Experience
  You must have relevant practical experience working in the agricultural sector
• No history of poor credit performance
  Including history of bankruptcy or insolvency.  You can conduct a personal credit score check before applying if you wish.  Providers include Equifax UK | Credit Scores and Credit Reports, Experian | Credit Scores, Reports & Credit Comparison.  Full check with a Credit Reference Agency will be conducted as part of the application process.
• Borrowing over £5,000.

How to Apply

1. Complete your application form
   Download the form below and email it along with your business plan to farmfinance@jcb-finance.co.uk.
2. JCB Agri Enterprise Panel review your application
   Initial review and feedback within 14 days
3. Panel feedback
   This may include a request for further information, a date of interview with the panel, or a preliminary decision subject to successful completion of onboarding checks.