Kevin and Beverley Burgess of Clumber Pigs Ltd utilise HP Plus and Fixed Rate Hire Purchase to help keep vital JCB machinery fresh and up to date. Like all working farms, the prospect of downtime is a real issue – so it is essential to have reliable machines with tailored finance and easy access to dealer support.
Clumber Pigs Ltd are a large pig farm based in Worksop and run an outdoor pig breeding herd which produces 7 kilo weaners. They are part of a supply chain that ultimately supplies to premium high welfare outdoor bred supermarket brands.
In addition to breeding, there are two other elements to the agricultural business: muck spreading for local farmers and a sizable straw baling operation. Kevin explains.
“The production of weaners is our main business. The ancillary part, the spreading of the muck, has developed into spreading other things for other local farmers and the baling of the straw for the pigs has led to us baling a lot more straw than we actually need so we can therefore sell that to other farms.
Over the years a large range of JCB machines have been financed to help in the running of all elements of the business. Clumber Pigs have worked with local supplying dealers, Sharmans Agricultural Limited, T C Harrison JCB and Thorncliffs Ltd to finance a range of kit, including a JCB 419S, JCB 85Z-2, JCB TM420S and JCB 532-70.
They have also financed JCB generators and JCB powerpacks to fully power their operations and have worked with T C Harrison JCB to find the right solution for their needs, Kevin explained,
“We are off grid here and have no mains electricity, so we needed a robust solution to power the farm. The cost for hooking up to mains power was huge, so we explored other ways we could generate power.
We looked into JCB generators and how we could utilise them. The JCB product specialists from the factory and T C Harrison JCB were really knowledgeable and we worked together to find a creative power solution which is perfect for us. Our total electric supply is built around 2 JCB generators and 3 power packs. We are now looking into solar power to support the power generation.”
FINDING THE RIGHT FINANCE FOR THE JOB
With competitive rates from JCB Finance, Kevin explains how the use of hire purchase suits their business
“The relationship with our representative Amy is so easy and the paperwork is probably the best we use in terms of asset finance compared to various companies. It’s straight forward, it’s transparent and it’s very simple.”
Kevin predominantly chooses HP Plus to finance their equipment. Due to the way interest is calculated on this product, it enables customers to save on interest if they decide to settle early or pay off a lump sum, compared to a standard hire purchase agreement;
“With HP Plus we try and keep the equipment fresh. We will finance the equipment over 4 years but end up chopping it in after about 2 years.
HP Plus fits well with what we do. If we think the time is right to swap it, HP Plus enables us to do so and save on interest”.
Kevin has worked with field-based representative Amy since the business started. Their strong working relationship means he can pick up the phone with any queries he may have.
“We’ve been working with Amy since Clumber Pigs started – she understands how we operate, how we tick, and what our dreams and aspirations are for the business. She’s always at the end of the phone and happy to come and see us. Her response time is second to none. Amy is always welcome here.”
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