Assets Funded

Financing non-JCB equipment including Land Rovers

Based in Wincanton, Somerset, MSG Caines Contracting is a family business which has been established for almost 40 years, covering a range of operations including forestry, construction, agriculture, drainage and hard landscaping. The company has been a customer of JCB Finance since purchasing its first JCB 3CX backhoe loader in 1998. Since then, it has financed a range of JCB and non-JCB plant, equipment and vehicles using JCB Finance’s Hire Purchase Fixed Rate facility.

Publish date: 27/04/2022 16:20:56

Our machinery is regularly updated, and we will run a piece of kit for 4 or 5 years at the most. We’re not a huge business and it’s very important to ensure we have the latest vehicles and machinery. Being able to use JCB Finance for non-JCB equipment – in our case the Land Rovers – is a massive bonus too. It means one point of contact and one trusted partner for all our fleet finance needs.

Matthew Caines, Director

The Challenge...

With fuel prices at an all-time high and rising costs on materials, construction and agriculture companies like MSG Caines Contracting are naturally heavily impacted. Similarly, when the pandemic hit, work on site was limited, the number of contractors was restricted, and machines were inevitably at a standstill – a flexible finance option from JCB Finance was a crucial helping hand.

There are always times when you need additional funding – whether you’re planning for the future, building new infrastructure for the business or just juggling finances. At those times, you can pick up the phone to JCB Finance and there’s always a positive outcome.


Matthew Caines, Director

“The relationship is second to none – even if you haven’t got anything financed with them currently, they still get in touch to say let us know if there’s anything we can help you with. The service is brilliant.”

JCB Finance's fixed rate HP offers all the benefits of ownership without the initial capital outlay. Payments, made up of capital and fixed interest, may be repaid monthly, quarterly, half-yearly or annually, and are fixed for the full period of the agreement. A bespoke repayment pattern that matches your business’s income and expenditure cycles can be tailored too.
The Solution...

“We use the Hire Purchase Fixed Rate facility because I like the security of knowing that the asset is yours at the end of it. I’ve always done it that way and I like to know that in two or three years the asset is yours to sell or trade which is important when it comes to buying the next piece of kit.”