Stockton-on-Tees based company PH Plant Services, are a plant hire company who hire out loading shovels, excavators, crushing and screening equipment across the North-East. They also offer a contract crushing service.
When purchasing their McCloskey R105 Screener in 2021, they were recommended to speak to JCB Finance about funding the equipment. Since then, the business has gone on to finance other new and used crushing equipment including 2 x McCloskey S190 Screeners, a second McCloskey R105 Screener, a Tesab TS1550 Tracker screener, a TESAB 3600 Screener, a TESAB 623CT Crusher and a Powerscreen 1000 MaxTrax Cone Crusher.
Director Kevin Horn explains why he decided to use JCB Finance and started working with his local Relationship Manager Adrian Chawner,
“A contact gave me a few different names of finance providers, but they said to me that the nicest one to deal with is JCB Finance. When I met Adrian we hit it off. If I ever need any help, I'll ring him up and ask him and he's always very honest with me. The first time I met Adrian I thought he was spot on.”
Kevin was also aware of JCB Finance through his father who owned and financed a JCB 3CX,
“My dad has worked for himself for the last 30 years. He's only ever had JCB 3CX backhoes. Every four years he would get a new one and trade the other one in. He used JCB Finance and he always said they were really good to deal with. So, when I realised that I could finance other stuff through them like crushing equipment and used equipment I thought I’d give them a go.”
PH Plant Services have used HP Plus to finance their equipment which is a fixed rate hire purchase facility that offers extra flexibility and added peace of mind. Due to the way interest is calculated on the agreement, customers can save on interest if paying off lump sums or settling early, compared to regular fixed rate hire purchase (HP Fixed). Also, with HP Plus, customers may have the option to take a payment holiday if the unexpected should happen.
“It’s good to know flexible options are there. That was one of the reasons why we chose HP Plus because I thought, if I do come into a bit of money, I can pay some off early.”
Kevin used JCB Finance Online to sign the agreements and uses the platform to monitor payments and to assist with day-to-day accountancy queries.
“The accountant asked me the other day for an up-to-date valuation of what we had left on finance. So, I just logged in and it was all there. You can see what you've paid. I can see the monthly payments dropping down after the two years and all that sort of stuff. It's good to see the record of it live.
At one point I was ringing Adrian up and saying, how much have we got left? He said, you don’t have to ring me and wait, if you log into JCB Finance Online it’s right there. So, he came round, and he showed me – brilliant!”
At JCB Finance, we know how important it is to have a dedicated Relationship Manager who customers can get in touch with. We have a team of representatives like Adrian based across the UK, so businesses can always be assured we are never too far away,
“Adrian is the face of the whole thing for me personally, he’s my go-to man.”
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