Abbey Cereals Limited, an agricultural grain store based near Cheltenham, has used a HP Plus facility from JCB Finance to finance a new JCB 532-60 Agri Loadall after an increase in demand had led to the need for an additional machine.
Located close to junction 10 of the M5, the store is a farmer’s hub for storage. The store is relatively new with state-of-the-art storage, drying, cleaning, and processing facilities for farmer customers. With an accredited laboratory providing full grain analysis on site, Abbey Cereals Limited in conjunction with Western Arable can store, process and market all types of combinable crops.
Director Phil Smith explains why there was need for the new machine, “We’ve had JCB Loadalls ever since we started trading. It’s getting busier and we are doing more things on site, and we felt the addition of another Loadall would be beneficial to give us more loading capacity.”
Phil worked with his local dealership Chandlers RFM JCB (formerly Ross Farm Machinery) to source the machine and benefitted from the close relationship between JCB dealers and JCB Finance.
“By choosing JCB Finance when buying a JCB it’s a one stop shop. Choosing the machine and sorting the finance at the same time makes a lot of sense and takes the complication out of it.”
Phil chose the HP Plus option - a hire purchase product that offers all the features of standard fixed rate hire purchase including; ultimate ownership, fixed interest rate, benefiting from tax relief and seasonal payment options, plus additional features of the ability to take an unplanned payment holiday by giving as little as 15 days’ notice and potential savings on interest in the event of settling early (compared to standard fixed rate).
Local JCB Finance field representative Dave Crosby has worked with Abbey Cereals Limited for several years. The ability to speak with Dave face to face and to know that he is close by has helped to build a strong working relationship.
“Nothing is too much trouble and Dave understands our needs and is very flexible. It’s a good strong relationship and long may that continue.
It’s always nice to have a face to face with people and there is a place for it in services like these. To talk to people so you know them. Sometimes all over the internet can be a bit soulless really and with JCB Finance, they understand the sector we work in and what we need. It’s almost instant, you don’t have to explain anything to them.”
JCB Finance has been proudly supporting UK agriculture for over 50 years, understanding the needs and challenges faced by the sector and working with customers like Abbey Cereals to find the best possible finance solution.
If you are looking to finance a new JCB or compatible new or used plant, machinery, cars or commercial vehicles contact your local JCB Finance representative
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