JCB FlexiLease is an Operating Lease for JCBs, with a cashback opportunity at the end of the lease. UK Businesses Only. Terms apply.
Small Orange Arrow Home Small Orange Arrow Finance Options Small Orange Arrow jcb flexilease

jcb flexilease

Acquire a JCB with low capital outlay and flexibility at the end.

JCB FlexiLease is an option when ultimately owning the asset isn’t vital but you do want to benefit from a low cost of entry and lower rentals – compared to say a fixed rate hire purchase or term loan covering the full capital cost and you want an opportunity to earn from disposal profits of your JCB at the end of the agreement.

JCB FlexiLease offers customers all the associated features and benefits of an operating lease but with one big difference: any profit over and above the investment value is yours. This is a kind of cashback opportunity at the end of the lease. This can be a win-win situation for your business.

With low-cost fixed lease rentals reflecting a predicted future investment value that remains unpaid by the customer and VAT payable along with each rental, JCB FlexiLease can be a method of acquiring the long-term use of a JCB in a way that is easy on cash flow.

In addition, you know what the investment value is at the outset, and within 30 days of the end of the agreement, you can find an approved buyer, giving the supplying dealer first option. Any profit achieved above that investment value is yours!

You are also protected against any loss made on disposal, and you can simply return the machine to JCB Finance if you wish. Return conditions apply, and you will not own the machine at the end of the agreement.


Benefits of JCB FlexiLease:

  • Low-cost fixed rentals
  • Removes residual risks
  • Accurate budgeting
  • Low initial capital outlay – this can be as low as one monthly rental per year of the lease
  • Spreads the impact of VAT, which is collected on each rental as it falls due
  • Possible off-balance-sheet funding and tax efficient; speak to your accountant about how the facility would work for you
  • Profit on disposal – there is no risk and all the reward, subject to return conditions


What happens at the end:

Part of the beauty of JCB FlexiLease is your choice of options at the end:

  • Find an approved buyer for the goods, giving the supplying dealer first option. Any profit on disposal achieved above that investment value is yours!

  • reinvest any profits earned and replace with an upgrade


  • possibly taking another JCB FlexiLease; with low capital outlay retaining some of the profits earned, or using it all and reduce the rentals on the new one. You’re not committed to JCB FlexiLease as the funding method for your replacement so likewise any profit earned can be used as a deposit or advance rentals on the other funding options available.


  • simply return the goods to JCB Finance, subject to the return conditions stated on the agreement from the outset.


Want to end the lease early?

Leases are for a period of hire as stated on your agreement, but you can end the agreement early giving 7 days written notice and paying all remaining rentals and costs due in accordance with the terms and conditions of the agreement – ask for details.

You can request a calculation at any point during the agreement which will show you how much you would need to pay if you wanted to end the agreement early.

Thinking of ending early? Request a settlement


How it compares:

Other considerations:

Assets on the agreement may be repossessed if you do not keep up with the payments

Typically, the minimum balance to finance on any agreement type with JCB Finance is £5,000.


Help for sole traders and small partnerships:

JCB Finance provides asset finance to UK business users in agriculture, construction, and industry on JCBs and complementary assets to help their businesses thrive.  So, if you are a sole trader or partnership of three or less and the total payable is below £25,000 we may be able to assist you with a JCB FlexiLease Lease facility regulated by the Consumer Credit Act 1974.



Call us now On 0800 150650 For more info Or alternatively